Archive for June 16th, 2010

Stop Being Harassed by Creditors

www.DaytonBankruptcyAttorney.com

Zachary Bushatz is an accomplished Dayton Bankruptcy Attorney in the offices of Brown, Rowland, Babb & Campbell. This article provides a warning against a telephone scam currently active in the Miami Valley.

by Z. Bushatz -A client of mine recently alerted me to a telephone scam.  Someone calling from a scrambled number claims to be from a reputable payday lender and claims that you owe a certain amount of money.  They ask for personal information or threaten that the police are going to come and take you to jail or court if they do not receive the money they claim they are owed.  The people calling usually have a foreign accent that sounds Indian and claim their name is Mike Jones or some other common name.  This is a scam on several levels.  The scammers get information about people who have applied for loans or other financing on the internet, where they can glean a massive amount of information – including social security numbers, bank accounts, employers and references.

The way they are trying to intimidate people – by threatening to have the police come and take them to court or jail – is simply a way to scare people into giving valuable information or paying money to these scammers.  The truth is we don’t lock people up for failing to pay their bills; we no longer have debtor’s prisons.  Further, if this were legitimate, a person would receive some sort of correspondence from a court that has jurisdiction that there is a suit against them for their unpaid bills.  A person calling up claiming you owe them money without legitimately proving the debt exists is a scam that the Consumer Protection Agency knows about.  Unfortunately, there is little to be done with these scammers as they are operating in another country and appear to be outside the enforcement of the US Government.

If you are receiving calls like this or are being harassed by legitimate creditors for debts you really owe, I can help you stop this endless cycle of grief.  Call the law office of Zach Bushatz today at 937-879-9542, or visit me online at www.DaytonBankruptcyAttorney.com, I can help you get a fresh start financially and end any creditor harassment you are now facing.